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Dell Pay Credit

A  A soft inquiry is used to check your eligibility which will not affect your credit score.

B  Deferred Interest, Payment Required plan: Interest will be charged to your Account from the purchase date if the promotional plan balance is not paid in full within the promotional period. Minimum payments are required for each Credit Plan. Minimum payments are NOT guaranteed to pay the promotional plan balance within the promotional period. You may have to pay more than the minimum payment to avoid accrued interest charges. Valid for single transaction only. If the single transaction has multiple shipments, each shipment may result in a separate Credit Plan, subject to a separate minimum purchase requirement. Taxes and shipping are not included in the promotional plan minimum spend threshold. Refurbished and/or used purchases do not qualify for promotions. Qualifying purchases will automatically be placed on a promotional plan. If purchase qualifies for more than one plan, it will be placed on the qualified plan with the longest promotional period. As of April 2025, terms for new Accounts: Purchase APR of 35.99%. Minimum interest charge is $3 in any billing period in which interest is due. A fee of $2.99 per month may apply for each paper billing statement mailed to you. You can avoid this fee by enrolling in paperless statements. Existing Account holders: See your credit account agreement for Account terms.

C  Account must not be in default.

D   To join Dell Rewards, sign into your Dell Account (or create one) and select the box to join the Dell Rewards program. Your name and email is all you need to join. Offer will be received within 30 business days after Dell Pay Credit Account open date. This rewards program is provided by Dell and its terms may change at any time. For full Rewards Terms and Conditions, please see Dell.com/Rewards

Credit Account offers are subject to credit approval.
Dell Pay Credit Accounts are issued by Comenity Capital Bank.
Dell Pay Credit is for personal use only.

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*Rewards 3% excludes taxes and shipping. Rewards expire on the 15th day of the fourth month following the month in which they were earned. The total amount of Rewards Points that can be earned each Dell fiscal quarter shall not exceed 200,000. (The Dell fiscal calendar begins in February.) Outlet purchases do not qualify for rewards. Expedited Delivery not available on certain monitors, batteries and adapters and is available in Continental (except Alaska) U.S. only. Other exceptions and restrictions apply. Not valid for resellers and/or online auctions. Offers and rewards subject to change without notice, not combinable with all other offers. See full program terms at dell.com/rewards.

**Payment solutions provided and serviced by Dell Financial Services L.L.C. or its affiliate or designee (“DFS”) for qualified customers. Offers may not be available or may vary in certain countries. Where available offers may be changed without notice and are subject to product availability, applicable law, credit approval, documentation provided by and acceptable to DFS and may be subject to minimum transaction size. Offers not available for personal, family or household use. Dell Technologies and the Dell Technologies logo are trademarks of Dell Inc. Restrictions and additional requirements may apply to transactions with governmental or public entities. CALIFORNIA: Loans made or arranged pursuant to California Finance Lenders Law license #6037884. Dell Pay Pro / Payment Agreement: Customer owns the equipment after a contract is entered into and customer makes equal monthly installments over the agreed term. Technology Ownership: At the end of the initial contract term, the customer may purchase the equipment for $1 or return the equipment to DFS. Technology Rotation: At the end of the fair market value (“FMV”) contract, the customer may purchase the equipment for the then FMV, renew the contract or return the equipment to DFS. Dell APEX PCaaS: At the end of the fair market value (“FMV”) contract, the customer may renew the contract or return the equipment to DFS.

0% Dell Pay Pro offer: Applicable for DFS 3-month term only. Additional interest will accrue if balance is not repaid at the end of the term.

4.99% Dell Pay Pro offer: Applicable for DFS 12-month term only. Additional interest will accrue if balance is not repaid at the end of the term.

0% Technology Ownership Offer: Applicable for DFS 36-month finance contract. The periodic contract payments for this offer may include taxes, document fees, shipping, and other charges. For qualifying Dell business laptops including Latitude, Precision, Rugged, Dell Pro, Dell Pro Rugged, and Dell Pro Max devices. Minimum transaction $1,500; maximum $1,000,000.

Offers, including those on Dell.com, may vary. Combination with other discounts may limit availability. Offer valid through August 1, 2025 to credit-qualified business end users in the U.S.